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Business Debt Consultants

Are you struggling with business debt?

Let's change that!

For a complimentary chat call or email

We negotiate hard with banks to help business owners deal with loan problems, relieve mortgage stress, get a better deal on bank loans.

reviewing your bank loan

ABOUT US

GBAC Business Debt Consultants
Is a professional service that specialises in negotiating loans and mortgages with banks on behalf of business owners

Our team of experienced professionals has a deep understanding of the small, medium and family business industry because our CEO and founder Greg Bloomfield, was a company director himself at 21. He has run property development, equipment hire and art rental businesses. Greg is a Retired FCA, CPA, AICD.

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OUR MISSION

As Australia wide consultants to businesses needing to borrow or refinance with the bank, we believe, you should never have to struggle with high loan repayments that aren't tailored to your individual business needs. With GBAC Business Debt Solutions, we'll do the hard work and negotiate your loans for you, so your burdens and debts are minimised and you can focus on your business.

building construction

WHAT MAKES US SPECIAL

Your problems are our problems

If you think your problems are 'too big' for us to handle, don't! No debt is too much at GBAC, and it is rare we're unable to solve our client's issues.

experienced business bank borrower consultants

Relieve your stress and unnecessary loan pressures. We can handle those tricky situations and improve your banking relations.

committed to the best outcomes

Our commitment as Business Bank Borrower Consultants is rewarded by satisfied, happy secure and profitable business owners able to save money and look forward to a debt-free business future.

OUR SERVICES

We Specialize in Business:

Banking relationships on behalf of borrowers
Competitive and suitable loan offers

Debt mediations and negotiations
Loan Applications and Refinance
Complete Loan management
Budgets and Profitability

Succession Planning
Fighting foreclosure
Financial Analysis


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banking relations and mediation
Borrowing
testimonials
SUCCESSION PLANNING

WHY CHOOSE US

We were the first Bank Borrower Consultants...

 

 

first

The first bank borrower consultants to help family businesses in trouble with debt as soon as banking was deregulated in 1987.

We know family and small business borrowing from banks 

knowledge and experience

Greg Bloomfield has sat on company boards since he was 21, converted his Chartered Accountancy practice to a banking consultancy when he saw the devastation inflicted on family businesses by bank de-regulation in 1987. Having also run property development, art hire and equipment hire companies, where he had to borrow large sums of money, he knows what it is like to be under pressure from the bank as well as from cash flow and profit problems.  He has worked on debt mediation since it was first floated by Sir Laurence Street.

Greg was a Foundation Fellow of the Institute of Company Directors having been a Fellow of the Institute of Directors from the age of 24 years. Pat Murray has a Masters degree in Accounting and a degree in Economics having had extensive experience in financial management, analysis, project accounting, budgets and forecasting.  She has a decade of forensic investigation analysing the history of bank loans that have failed the borrowers' expectations and presenting cases of bank mis-conduct to the bankers for rectification. She is passionate about identifying breaches of the banking code of practice, state and federal laws.

Our firm is committed to helping businesses in every state and territory of Australia to receive fair and honest treatment from their banks. Sadly it is not always provided, as the Banking Royal Commission revealed.  Bank loans require vigilance by the borrowers whose major assets are frequently at stake.

Our past record

Over the years we have consulted businesses in every state and territory and in most cases arranged for their banks to write off a portion of the debts and sometimes refinance the balance elsewhere.

We have had 100% of debts written off twice and as much as $5 million written of a single debt.
We have stopped numerous foreclosures and forced sales.
We have worked closely with many highly respected accounting and law firms who provide a wealth of knowledge in their respective fields  to help us develop winning strategies. 
By working with them we avoid duplication, cut costs and confer to solve problems.

INDEPENDENT

Whilst assistance from government authorities, counsellors and bank funded authorities are freely available, many business borrowers will understand that an independent consultant working exclusively for them is more likely to force their bank to do the right thing.  We are absolutely on the side of borrowers and do not hesitate in any dispute with banks, to fiercely negotiate on the borrowers behalf.

PRIVACY

There is no chance of your private matters becoming a matter of local gossip.
The information you give us goes no further without your written express authority.  We work for you exclusively.  We never have and never will accept payment or commission from any bank.

1M
Biggest $$ write off
1
Biggest % write off
1+
% debt problems resolved
1+
Years of experience

WHAT PEOPLE SAY

Thank you for all your help and support during this very trying time for us, we could not be happier with the outcome.We thank our lucky stars that we found you via Google - it was a gamble for us but it certainly worked. We are certain that we will come across people needing your services and will of course refer them.

Silvia and Angus 2020

Thanks to GBAC helping us successfully fight off the bank and avoid certain bankruptcy we are now home owners once again. GBAC are the ultimate professionals in their field and truly care for their clients. We will be forever in their debt and would most definitely recommend their services to anyone facing challenges with their bank.

Bernadette and Tim

Dear Greg

Thank you so much ......I can't begin to express how grateful we are to you...I still can't believe it after 7 years before finding you. Thank you again

Erica Melbourne VIC

Good morning Greg

Richard and I were so very fortunate to have found you on the Website. Our family had four weeks to leave our farm and everything we owned. From day one of our email communications we knew you were thorough. You stood up to our bank .....You picked us up during our lowest points and depths of despair.... You felt how we felt through the whole six months....Your strength in your writing and reporting allowed us to ‘BEAT THE BANK’… and we’ve never met you in person. Sincerely thank you for the work that you did, and the tools you gave us to move positively forward in life. We will be indebted to you until the day Rick and I retire.

Joan WA Wheat belt

Thanks Greg - It was such a great turn around you helped us achieve for Mum and Dad.

Melissa Western NSW

We really do appreciate your efforts in getting a fair outcome from the Bank.

 Sally, John & Peter, QLD

Thanks for your recent assistance in taking on the banks and successfully negotiating a very positive result for my client. Without your specialist knowledge on bank debts and your skills at research and negotiation, our clients would have undoubtedly lost their home and their business. We were all impressed to have won the showdown with the bank and its high-powered lawyers. How nice to see the bank write off in excess of $400,000 and the home saved. Our clients are most grateful. Thank you again.
Robert CPA Sydney NSW

Hi Greg,

Thank you for your email. Everything seems to be working well with our new bank. Thank you

Rob QLD NSW

Hi Greg,

Good to hear from u. U certainly did the (insurance recovery) jobs 4us.

Roberto VIC